Certegy Ezi-Pay EDGE

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What is Certegy Ezi-Pay EDGE?

Certegy Ezi-Pay EDGE, is a retail payment plan that allows you to purchase goods or services today, by paying an initial deposit, with the remaining balance conveniently direct debited fortnightly. The application is simple with fast approval times.
Best of all, there is No Interest Ever!

When you make your initial purchase, we open an Account for you. You can access your account online at any time to track your repayments and make additional payments, change the date of your next payment, update your details and print a statement.


Fees at a glance


Establishment Fee

$35 - $90

One-off (added to the balance and paid as part of the fortnightly payment)

Repeat Purchase


One-off (added to the balance and paid as part of the fortnightly payment)

Payment Processing Fee


Fortnightly (or when each payment is processed)

Account Keeping Fee



With your initial purchase, you are charged an establishment fee between $35 and $90 to set up your Account. This amount is added to your purchase and is paid over the term of your plan. A $3.50 account keeping fee is direct debited every month while your account remains open and a $2.95 payment processing fee is added to each payment.


Are there any other fees or charges?

There are NO other fees and charges applied if you make your repayments as set out in your Credit Schedule. There are NO additional fees charged for closing your account or paying off your balance early.


What happens if I don't make the payments as agreed?

Other fees may be charged if you do not make your repayments as shown in your agreed Credit Schedule.


Late Payment Fee


Charged when a repayment is not made on the due date

Collection Fee


Charged when we take steps to collect an overdue payment

Please remember that your payment plan has No Interest Ever! Please refer to the “Terms and Conditions” for further details.